Thursday, December 27, 2012

What Should You Do With Your Parents' Home If They Are Put Into Care?

Putting a loved one into care is an incredibly emotional and stressful experience; I know, we had to do make the decision on behalf of my mum when dad was suffering with Parkinsons and dementia.

In mum's case we were lucky, she could still afford to stay in their home even when paying for dad to be in a special care home. As mum's home was big enough to create a bedroom downstairs and we had a loo on the same level, eventually as dad's illness progressed, we were able to bring him home for the last few months.

However, not everyone is as lucky as we were so I've written a quick guide to different circumstances you may find yourself in so you know what options are available to you and you can try to work out what the best thing to do is.

What Should You Do With Your Parents' Home If They Are Put Into Care?

Lone parent goes into a residential/nursing home or hospital temporarily

Firstly, despite some horror stories, if your loved one is in a home or nursing home for however long, no one can force you (or them) to sell the property. However, what will happen is if your parent is getting financial support to help for care at home, that money is likely to be stopped after four weeks of being in hospital.

It is important to remember if you have a loved one in temporary care and they are feeling poorly and frail, what happens to their home while they are away could be quite stressful. As a result, it is a good idea to put their mind at rest and either discuss a plan of action or let them know what you are going to do.

Sadly another fact of life is that if your parent hasn't been very well, and especially if they are suffering with any dementia related illnesses, that they have managed to keep up to speed with all their bills such as phone/gas and electricity/TV licence etc. Check with each service what you can do to keep the power/line active while keeping the bills as low as possible.

Whatever you decide, the first thing to check is your parent's home insurance. If the property is going to be unoccupied for more than 30 days and you do not advise your insurance company, the insurance may be invalid. Speak to the insurance company to see what you can do or go to specialist companies such as Towergate who will insure the property cost effectively.

Once you've sorted the insurance, then it's important to decide whether you are going to leave the property empty or whether another family member might stay there (who your parent will trust) or you can consider renting the property out.

Leaving a Property Empty Long Term

If you leave the property empty, then follow our 'empty property checklist' to make sure that you keep it as safe as possible for when your parent returns:-

Empty Property Checklist

1. Make sure the property is insured for being empty for more than 30 days (or whatever the current home insurance covers).

2. Turn off the gas, water and all plugs so the property is kept safe.

3. Cancel or redirect as many deliveries as you can, such as milk, newspapers or other mail.

4. Ensure you have an alarm or something that would alert YOU or neighbours if they are around, that the property was being broken into.

5. Either ask a neighbour/friend to visit the property a couple of times a week or do it yourself and ensure all post is read and throw away (or cancel) anything that is no longer needed.

6. Make sure that the curtains or blinds are closed/opened regularly.

7. Enhance security by having lights/radio etc coming on at different times of the day.

8. Ensure that the garden is kept in as good an order as possible. Contact 'Help the Aged' as they may be able to suggest a good value gardener that's been checked by them.

9. In summer months, be on the lookout for unwanted visitors such as ants.

10. In the winter, check that the boiler still works.

Finally, when your mum or dad does come home, check the place over thoroughly a few weeks or so beforehand, especially if your parent may need some help or changes to the property post nursing/hospital care.

Renting an Owned Property

If you want to rent a property out, you are likely to have to do this for six months or more. You will also need to incur costs to let the property legally such as:-

Energy Performance Certificate Gas Safety Certificate Electrical Safety Certificate OR self certifying that the electrics are safe

You also need to bear in mind that if you take a tenant on, you will need:-

1. An up to date tenancy agreement.
2. To protect deposits in a tenancy deposit scheme.
3. To carry out credit checks on the tenant.

You can legally do all this yourself, but if it's your first time, it's wise to use a recognised service as otherwise you may fall foul of the law or end up with a tenant that causes more hassle than it's worth.

When the tenant moves in, you'll need to:-

1. Make sure all furniture and appliances are checked independently to meet fire safety legislation.
2. Have an inventory, ideally from a member of the The AIIC.
3. Secure specialist buy to let insurance to protect the property from rogue tenants and any damage.

Finally, remember that any excess rental income versus allowable costs your parent receives could be taxable, so you'll need to check this out too!

What to do if a lone parent is moved into a residential/nursing home permanently

This is such a tough time for everyone. Sometimes it's a relief all round, other times it can be very tense. Depending on your circumstances, you have two courses of action: to sell the property or rent it out.

Whether you decide to rent out the property or sell it often depends on three factors:-

1. Is your parent 'happy' to let go of the property or do they still think they will come home at some stage? This can be the case especially if people have dementia.

2. The state of the market. If the market isn't particularly buoyant, for example at the moment, then it might not be the ideal time to sell.

3. Whether you and your parent want to sell the 'family' home.

Essentially, if you haven't already, you'll need to deal with issues such as 'Power of Attorney' to allow you to take over your parent's affairs. The Alzheimer's Society explains this quite well, although your parent doesn't need to have dementia to have a Power of Attorney, but you will need their consent.

It is important to speak to your parent on a 'good day' and ask them what they would like to do, explaining all the different options and the pros and cons of each of them.

Pros and Cons of Different Options

Buying your Parent's Home
You might decide to rent out your own home (or sell) and buy your parent's home instead as it might be bigger, and just what you are after. Before you do this, you need to talk to a legal expert and an inheritance tax expert to find the best way for you to do this, for your circumstances.

Sometimes this option can be a real bonus to a parent as when they come to visit they are still coming back to their own home. However, it's more complicated if there is more than one sibling.

Pros
Your parent can come back for visits to their own 'home'.
May mean you secure the property you want for your family.

Cons
Difficult option if you have brothers/sisters as you might not be able to agree on a fair settlement.
Need to seek tax and legal advice which will cost several hundred pounds.

Equity Release
If you don't want to sell your parent's home now and renting it out won't cover care fees, then you could consider releasing some equity until you decide what you want to do longer term.

For more information about equity release, read our Equity Release guide. Make sure that any company you contact about equity release is a member of SHIP.

Pros
Relatively easy and quick to secure funds
Can help if money is tight during a stressful time

Cons
Can be more costly than selling up or renting
It's not an instant solution, so will take some weeks to set up

Selling your Parent's Home
In some cases you may have little choice but to sell the home to help fund your parent's costs of being in residential/nursing care. There have been some media reports of people having to sell their homes to fund their hospital care.

Pros
Makes a clean break with the home so your parent can move on.
The money can help support your parent while in care, helping to choose which home they go into.

Cons
May be too stressful for your parent to let go of the property.
If selling in a poor market, it may mean that it takes a while to sell the property and you have to sell at a discount to find a buyer.

Renting out your Parent's Home
This might be a good option if your parent hasn't yet accepted that they need to sell their home, or it's the right thing for them. It may also be helpful if the market isn't very good and it's taking some time to sell a property.

Pros
Leaves your options open so you have some time to decide what to do with the property.
Can help fund care costs if required.

Cons
Renting a home requires checks and changes to the property and will incur costs prior to renting.
Tenants could cause problems or damage the property.

What are your options if you have one poorly parent and one well parent?

On the one hand this can make things easier, as often, the parent who is well will be able to help make the decisions and they will often want to either stay in the home or move, so it takes renting out of the equation.

Ideally you'll need to discuss with both parents what they want to do, but it's important not to rush into anything. Many people making decisions at times like this when stress levels are high, end up making the wrong decision and then incurring more cost later on as they 'change their mind'.

As a result, it's important to consider lots of questions and then decide on some options which, ideally, can be trialled.

For example, when you have two parents, one of whom is ill either temporarily or long term, it's important to think through not only the next few months and the next year, but also what happens when only one parent is left. A hard thought I know, but it's often what people don't think through and the consequences of not working this out can incur further unnecessary costs later on. I know this is hard to do, but some may be better off staying in their own home, others may be better off downsizing and some may be better off moving close to a family member.

Top 10 Things to Consider when one parent is poorly or needs care

1. How 'attached' to the area are your parents? Are all their friends there? Do they have hobbies such as bowling/theatre nearby that they would miss if moved?

2. How adaptable is the home they are in? Does a downstairs bedroom/bathroom facility exist or can it be created?

3. Is it possible or practical to have care at home in the short or long term? How much would this cost?

4. Are there people nearby that can help in an emergency?

5. If one of your parent's is a carer of the other, how would you manage if they became ill?

6. If your parents do trade down, what equity would be left over after the sale to buy another home?

7. Would an ordinary property be OK or would your parents benefit from retirement living in specially built properties or warden aided facilities? What would be the additional costs of this type of property?

8. What facilities would the new property need to have? What is it likely to cost?

9. If a parent needs regular hospital/residential care, what transport facilities would be required long term? A car may be fine now, but can your parents get their easily by public transport/taxi?

10. How much can you as a family help with the care, what's practical, what other help and support can you secure?

There are lots of organisations that can help you with these decisions, for example 'Help the Aged'. Alternatively, your local social worker should be able to help and you should be allocated one during your loved ones stay in hospital or care. It's important to liaise with social workers as they understand the rules and regulations of funding short and long term care, and what other financial or home support help you are entitled to.

What Should You Do With Your Parents' Home If They Are Put Into Care?
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I am one of the UK's top property experts being regularly quoted in the press including the Telegraph, Independent, Times, Daily Mail and Express and have appeared on BBC2, featured on BBC Radio 4, Channel 4 and a number of local BBC Radio stations.

I have been a consultant to the property sector for a number of years and renovating properties for over 20 years. I have also written a number of books, including four for Which? - Buy, Sell, Move House, Renting and Letting, Develop your Property and the Property Investment Handbook.

For answers to all your property questions, contact me at Designs on Property on 0845 838 1763 or visit our website and blog using the links below:-

http://www.designsonproperty.co.uk/

http://factsnotheadlines.blogspot.com/

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Tuesday, December 18, 2012

What is Community Counseling?

The term 'Community counseling' is widely in use nowadays. You can find several instances on the Internet or on television about different community counselors that are working for this society to help people live their life in a better way. Working as a Community Counselor is one of the top career options available for people who are in love with society and teaching people the right way of leading their life. If you are looking to become a community counselor then it is important for you to understand what community counseling is all about.

Community counseling is a form of counseling in which different counselors work with families, individuals, couples and also communities in one or the other way. Community-counseling is generally conducted to prevent a problem and assist in setting prevention programs in different communities. The community counselors also advocate different social changes to assist their patients and clients at the large. Community counseling is actually a different form of counseling in which not only people are taught about different right or wrong things but there also shown the right ways so that they can live their life peacefully and happily.

Community counseling is carried by community counselors who are trained to work in different kinds of settings like:

What is Community Counseling?

-Schools and hospitals
-Family services and mental health agencies
-Department of the veteran affairs
-Private industry and businesses
-Behavioral health agencies including the evaluation, training and abuse programs.
-Insurance companies and private practices.

There are a variety of community counseling programs in a number of universities and even on the Internet that will help you in attaining the right kind of information and knowledge to become an accredited community counselor.

These various community counseling programs will provide you with the information to tackle different sections of the society using appropriate means and reducing the disturbance produced by violent and mentally challenged people. After earning your degree from these community-counseling programs you can get a job at one or the other agencies mentioned above to practice as a community counselor.

With the increase in the development of psychology, it can be seen that people who are interested in this field are finding variety of new options to enhance their careers. Community counseling and psychology aims to improve the condition of the community by giving therapy, supportive counseling, linkage and referral, advocacy and various other services as demanded.

The services provided by community counselors can be done on one on one basis, groups to adults, adolescents and families. In these community counseling programs the students are taught to provide an access to the public towards an affordable and effective counseling that is culturally appropriate and physically assessable.

In order to become a certified counselor you will have to have a graduate degree in the requisite field. Most of the under graduate colleges provide a great educational base to a psychology student like bachelor of science, bachelor of arts, degree in education, counseling, psychology or social work.

You can also improve your education by achieving a master's of art degree or masters in education in the similar discipline.

So, if you are looking to make your career in community counseling in psychology then you are not only going to work towards a noble cause but you also can experience a great growth in your career as well.

What is Community Counseling?
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Saturday, December 15, 2012

Planning Active Adult Communities

Planning active adult communities is becoming more important for new home construction. As more Americans prepare to retire many are looking for 55+ custom home communities that offer privacy, convenience, energy efficient designs and unique features that make for a comfortable living. Developers and contractors who are in the business of designing retirement communities have to take into account the fact that individual homeowners will have different needs and that the days of cookie cutter homes are long gone. Today, people who are ready for retirement want to be part of active communities that include privacy to call their own and open floor plans that will be conducive to entertaining friends and family.

Depending on where you are planning to build a 55+ community you need to be mindful of the need for space. People who decide to live in community developments don't want to feel cramped or as if they are living on top of their neighbors. Designing a landscape that has plenty of space in between custom homes is essential for establishing a sense of privacy and personal ownership. You will also want to consider the surroundings and how you can incorporate woodlands and trees into the landscape of each homeowner lot to create a sense of personal space. Active adults will want to enjoy the natural environment and it's important to include walking trails and gardens in the community design.

When designing floor plans for retirement communities it's important to keep in mind the restrictions many people of retirement age have. Planning master suites on the second floor can be a major inconvenience for people who have difficulty with stairs or use walkers and power chairs to get around. Being efficient and considerate with the layout of a custom home floor plan will make for homes that are comfortable and convenient for the people who live in them. It's also a good idea to have laundry rooms and full bathrooms on the first floor to give elderly people access to the rooms they need most without having the obstacle of stairways.

Planning Active Adult Communities

Since many retirees are on a fixed income and a tight budget creating energy efficient living spaces is important so those in planned communities can avoid high energy and utility bills. Designing 55+ homes that take advantage of multiple heating and cooling zones, programmable thermostats, Energy Star qualified appliances and water conserving fixtures will go a long way in making life much easier for active adults.

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Friday, December 7, 2012

Which is the Easiest Language to Learn? Rating the 14 Most Popular Course Offerings

Which is the best language to learn? Which is the easiest?

Two different questions, often uttered in the same breath. But that's okay, because there will be only one answer. Whichever language you wholeheartedly choose to study will be both the best and the easiest. However, here's some help choosing.

The choices.

Which is the Easiest Language to Learn? Rating the 14 Most Popular Course Offerings

Here is the Modern Language Association's 2002 list of the most commonly studied languages at university level in the United States. I have not included ancient languages like Latin, Biblical Hebrew, or Sanskrit, special purposes languages like American Sign Language, or U.S. heritage languages, like Hawaiian or Navajo since the choice of those languages follows a different dynamic:

1. Spanish
2. French
3. German
4. Italian
5. Japanese
6. Chinese
7. Russian
8. Arabic
9. Modern Hebrew
10. Portuguese
11. Korean
12. Vietnamese
13. Hindi/Urdu
14. Swahili

Difficulty, according to Uncle Sam

First, consider some cold facts. The U.S. State Department groups languages for the diplomatic service according to learning difficulty:

Category 1. The "easiest" languages for speakers of English, requiring 600 hours of classwork for minimal proficiency: the Latin and Germanic languages. However, German itself requires a bit more time, 750 hours, because of its complex grammar.

Category 2. Medium, requiring 1100 hours of classwork: Slavic languages, Turkic languages, other Indo-Europeans such as Persian and Hindi, and some non-Indo-Europeans such as Georgian, Hebrew and many African languages. Swahili is ranked easier than the rest, at 900 hours.

Category 3. Difficult, requiring 2200 hours of study: Arabic, Japanese, Korean and the Chinese languages.

Will you get a chance to practice this language?

Now, consider another important factor: accessibility. To be a successful learner you need the chance to hear, read and speak the language in a natural environment. Language learning takes an enormous amount of concentration and repetition, which cannot be done entirely in the classroom. Will you have access to the language where you live, work and travel?

The 14 most popular courses according to a combination of linguistic ease and accessibility.

1. Spanish. Category One. The straightforward grammar is familiar and regular. It is also ubiquitous in the Americas, the only foreign language with a major presence in the insular linguistic environment of the U.S. Chances to speak and hear it abound. It is the overwhelming favorite, accounting for more than fifty percent of language study enrollment in the MLA study.

2. French. Category One. Grammatically complex but not difficult to learn because so many of it's words have entered English. For this vocabulary affinity, it is easy to attain an advanced level, especially in reading. It is a world language, and a motivated learner will find this language on the internet, in films and music.

3. German. Category One Plus. The syntax and grammar rules are complex with noun declensions a major problem. It is the easiest language to begin speaking, with a basic vocabulary akin to English. Abstract, advanced language differs markedly, though, where English opts for Latin terms. It values clear enunciation, so listening comprehension is not difficult.

4. Italian. Category One. It has the same simple grammar rules as Spanish, a familiar vocabulary and the clearest enunciation among Latin languages (along with Romanian). Italian skills are easily transferable to French or Spanish. You might need to go to Italy to practice it, but there are worse things that could happen to you. It is also encountered in the world of opera and classical music.

5. Russian. Category Two. This highly inflected language, with declensions, is fairly difficult to learn. The Cyrillic alphabet is not particularly difficult, however, and once you can read the language, the numerous borrowings from French and other western languages are a pleasant surprise. It is increasingly accessible.

6. Arabic. Category Three. Arabic is spoken in dozens of countries, but the many national dialects can be mutually incomprehensible. It has only three vowels, but includes some consonants that don't exist in English. The alphabet is a formidable obstacle, and good calligraphy is highly valued and difficult to perfect. Vowels are not normally written (except in children's books) and this can be an obstacle for reading. It is ubiquitous in the Muslim world and opportunities exist to practice it at every level of formality.

7. Portuguese. Category One. One of the most widely spoken languages in the world is often overlooked. It has a familiar Latin grammar and vocabulary, though the phonetics may take some getting used to.

8. Swahili. Category Two Minus. It includes many borrowings from Arabic, Persian, English and French. It is a Bantu language of Central Africa, but has lost the difficult Bantu "tones". The sound system is familiar, and it is written using the Latin alphabet. One major grammatical consideration is the division of nouns into sixteen classes, each with a different prefix. However, the classes are not arbitrary, and are predictable.

9. Hindi/Urdu. Category Two. The Hindustani language, an Indo-European language, includes both Hindi and Urdu. It has an enormous number of consonants and vowels, making distinctions between phonemes that an English speaker will have difficulty hearing. Words often have clipped endings, further complicating comprehension. Hindi uses many Sanskrit loans and Urdu uses many Persian/Arabic loans, meaning that a large vocabulary must be mastered. Hindi uses the phonetically precise Devanagari script, created specifically for the language. Predictably, Urdu's use of a borrowed Persian/Arabic script leads to some approximation in the writing system.

10. Modern Hebrew. Category Two. Revived as a living language during the nineteenth century, it has taken on characteristics of many languages of the Jewish diaspora. The resultant language has become regularized in grammar and syntax, and the vocabulary has absorbed many loan words, especially from Yiddish, English and Arabic. The alphabet has both print and script forms, with five vowels, not normally marked. Vowel marking, or pointing, is quite complex when it does occur. Sounds can be difficult to reproduce in their subtleties and a certain amount of liaison makes listening comprehension problematic. It is not very accessible outside of a religious or Israeli context.

11. Japanese. Category Three. Difficult to learn, as the vocabulary is unfamiliar, and the requirements of the sound system so strict that even the many words that have been borrowed from English, French and German will seem unrecognizable. With three different writing systems, it is forbiddingly difficult to read and write. Also, social constraints may impede useful interaction.

12. Chinese. Category Three. Whether your choice is Mandarin or Cantonese (the MLA survey does not make a distinction, oddly enough). It is the most difficult language on this list. It includes all of the most difficult aspects: unfamiliar phonemes, a large number of tones, an extremely complex writing system, and an equally unfamiliar vocabulary. Personal motivation is absolutely essential to keep the student on track. On the positive side, it is easy to find, since Chinese communities exist throughout the world, and Chinese language media, such as newspapers, films and TV, are present in all these communities.

13. Vietnamese. Category Three. This language belongs to an unfamiliar family of languages, but it does borrow much vocabulary from Chinese (helpful if you already speak Chinese!). It has six tones, and a grammar with an unfamiliar logic. It's not all bleak, however, Vietnamese uses a Latin derived alphabet. The chances of speaking this language are not high, though there are 3 million speakers in the USA.

14. Korean. Category Three. Korean uses an alphabet of 24 symbols, which accurately represent 14 consonants and 10 vowels. However, the language also includes 2000 commonly used Chinese characters for literary writing and formal documents. Speech levels and honorifics complicate the learning of vocabulary, and there is liaison between words, making them hard to distinguish. The grammar is not overly complicated and there are no tones. It borrows many Chinese words, but the language is unrelated to other languages of Asia.

The most important factor of all: personal motivation

The third, most important factor is up to you. The easiest language to learn is the one that you are most motivated to learn, the one you enjoy speaking, the one with the culture that inspires you and the history that touches you spiritually. It is useless to try to learn a language if you are not interested in the people who speak it, since learning a language involves participating in its behaviors and identifying with its people.

So, consider all three factors: motivation, accessibility and linguistic ease, in that order, and come up with the final list yourself. The bad news is that no language is really easy to learn, but the good news is that we humans are hard wired for a great amount of linguistic flexibility, as long as we know how to turn on the learning process. If the rewards and benefits of the language are clear to you, you will be able to get those rusty language synapses sparking in your head and start the words rolling. Bonne chance!

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Dominic Ambrose has taught languages for over twenty years, from Middle School to Community College, from adult ed to ESL to TOEFL training. He has also traveled as a teacher educator to many Eastern European countries as well as South America, including three years with the Romanian Ministry of Education. Presently, he lives in Paris writing full time, mostly about film and fiction, but he is still fascinated by languages. To see his blog, click on the link: http://dominicambrose.wordpress.com

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Sunday, December 2, 2012

Married Ladies Looking For Affair - Free Local Lists

Some wives are faithful, others want illicit sexual encounters. If you're looking for advice about finding women who fall into the married ladies looking for affair category, this article is written for you.

Affair dating is all the rage.

Why, you may ask?

Married Ladies Looking For Affair - Free Local Lists

Some men - perhaps like yourself - want sexual companionship and nothing more. Wives who seek affairs are a perfect match. They don't want romance or relationship. They want sexual intimacy without further commitment.

So how do you find wives on the lookout for affairs in your area? You can find free lists of them in only a few minutes.

Ladies looking for marital affairs will advertise this in a crafty manner. You won't find them on classifieds or dating communities related to their town or city. You will commonly find them on any one of the major dating labels that you will have seen in movies or television. These dating sites are so big - they have millions of members - that a wife can find a man while remaining relatively anonymous amidst the masses of other members.

The beauty of these sites is most offer a free community so you can find your list of married women without reaching for your credit card.

Once you have chosen your dating community and created an account - in the same way you would on a social community like Facebook - you just need to put in a search for women in your zip code area who are married. This brings up a list of the married ladies looking for affair category that you came here to find.

This is the list I told you about: local married ladies who want an affair.

You'll notice that many of them are online. What you should do - for almost immediate results - is send an instant message to every wife who is online. Within no time you will be getting replies. You may even know many of the ladies.

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An easy way to find wives in the married ladies looking for affair category is by getting a free account on one of the internet's most visited dating communities: Find Local Wives.

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Friday, November 30, 2012

Top 25 Undergraduate Schools

With competition rising fiercely for admission into a good undergraduate school and the choice of subjects, school curriculum expanding with it, choosing the best undergraduate school can be confusing. There are large, small, public, private, urban and rural undergraduate schools to select from; while some are appealing because of their inviting locale in a countryside setting or in the midst of a cosmopolitan setting others lure the students with their state-of-the-art facilities and distinguished host of teachers.

The list of top 25 undergraduate schools listed below have many diverse traits and distinct characteristics, however the common thread running through them is that of the promise of the best education ever. The undergraduate school curriculum of these top 25 schools is unparalleled and makes them stand apart as the institutions of great learning.

Best Ivy undergraduate school

Top 25 Undergraduate Schools

Yale University, New Haven, Connecticut Yale president Richard Levin is a leader and a visionary and has been tireless in his efforts to change ED admissions policies, making it a one of the many reasons for it being the vied for the number one position and topping the student's list for admissions. A big attraction of the undergraduate experience for students is the residential-college system. Students live in one of twelve colleges, each with its own distinct personality, under the guidance of a master and a dean.

Best School for Entrepreneurs

Pennsylvania State University, University Park, Pa.

Six of the campus's 10 undergraduate schools offer entrepreneurship courses. The Smeal College of Business and the College of Engineering are the most natural partners, with joint programs to show engineers how to run businesses and to teach business students the latest technology. Hotel-management students operate two on-campus hotels and conference centres where they're involved in everything from food service to staffing the front desk while the College of Communications focuses on entrepreneurship in the Information Age.

Big 10 School - Northwestern University, Evanston, Ill

Comprising of six undergraduate schools, Northwestern University attracts students with diverse aspirations including budding actors, journalists, engineers and teachers as well as a host of liberal-arts students. Each school is world renown and attracts the best minds from across the globe. Set in Evanston at the edge of the bustling Cosmo polis of Chicago, Northwestern offers its students the best of both worlds.

Best Architectural School - Massachusetts Institute of Technology, Cambridge, Massachusetts

President Charles Vest initiated an ambitious billion construction program at MIT which includes the Steven Holl's Simmons Hall, a aluminium-clad dormitory as well as the Fumihiko Maki's expansion of the Media Lab. The more famous building is that of the Stata Center, a computer-science landmark by Frank Gehry containing labs for the "intelligence sciences" and connected corridors and public spaces to encourage spontaneous collaboration. MIT calls it an "intellectual village."

Best school of for Arts - Juilliard School, New York, N.Y.

With a history of more than a hundred years, Julliard is known as one the most famous undergraduate school of arts and can boast of an impressive alumni list the likes of the actor Kevin Kline, violinist Itzhak Perlman and choreographer Lar Lubovitch. To celebrate this glory, the school has introduced new choreography, productions and performances. Only a few select students comprising of musicians, dancers and actors get chosen every year to showcase their talent in the Juilliard Theatre right next to Lincoln Centre. That's the best inspiration for any aspiring star.

Best Library- Harvard University, Cambridge, Massachusetts

Harvard's library system ranks with the best of any kind in the country, even as compared to the Library of Congress. The collection which includes more than 15 million volumes, 5.5 million microforms, 6.5 million manuscripts and 5 million other research materials such as photographs, maps and recordings is the largest in the world. Harvard's digital collection is particularly strong, and is hugely beneficial for students who want access to any existing online journal

Best Riding School - Hollins University, Roanoke, Virginia

Situated in the breathtaking locale of Virginia's horse country, Hollins undergraduate school is known for its exceptional training for equestriennes. The school is a regular winner of the Old Dominion Athletic Conference championship, and the Hollins team has won ten times in the Intercollegiate Horse Show Association. Although many Hollins students work with horses after graduation as trainers, riders or veterinarians, the school also offers a strong liberal-arts program and a highly regarded creative-writing curriculum. It is famous for its celebrity alumni the likes of Margaret Wise Brown, Annie Dillard and Lee Smith.

Best undergraduate school for diversity-Wesleyan University, Middletown, Connecticut

Dean of Admissions Nancy Meislahn believes that only a large cross section of society from across the globe can contribute to the intellectual diversity of an educational system. Wesleyan's student population comprises of one third coloured people and 7% international students. An additional 15% are the first in their family to attend a four-year college. It offers a huge diversity of shared learning and wide range of perspective to the classroom.

Best Tech Savvy School - Dartmouth College, Hanover, N.H

This undergraduate school has been in the forefront of technological revolution ever since professors John Kemeny and Thomas Kurtz, forty years ago, not only realized the importance of computers but were responsible for creating the computer language BASIC. It is known to have the first e-mail programs and an early campus computer network. Dartmouth was also the first Ivy to install WiFi on campus. The school offers free software to students so they can turn their laptops into telephones using the school's WiFi.

Best Fitness School - University of Virginia, Charlottesville, Virginia

Following the adage of Thomas Jefferson, the founder of UVA, who advocated that a strong body makes the mind strong, UVA offers both varsity competitors and weekend warriors some of the best fitness facilities in the country. Students benefit hugely from the four indoor recreation centres, which together make up 300,000 square feet of pools, running tracks, weight rooms and classrooms for yoga and kickboxing. The school also maintains a 23-acre park for outdoor field sports and jogging.

Best Honor Code - Haverford College, Haverford, Pa.

The honor code is central to the college's values and includes every aspect of academic and social life. Rob Killion, Director of Admissions says that the founder, Haverford expects people to learn from one another, debate and argue with one another--but to do so respectfully. It is an academically rigorous liberal-arts college that advocates take-home and non-supervised exams as well as students living in dorms, without resident advisers

Best school for studying abroad - Tufts University, Medford, Massachusetts

The mission at Tufts is simple - to teach students to be world citizens. Tufts likes students who want to study abroad which translates into a strong language requirement, and a chance to learn a new culture in one of Tufts's own centres in countries like Germany, Chile, China or Ghana. About 40% of Tufts juniors are travelling across the world during the academic year.

Best School for Politics - George Washington University, Washington, D.C

With a campus close to the World Bank and a stone's throw away from the White House, GWU is a dream college for every Political Science major. Many of the professors are consultants to top government officials thus bringing a real, practical and intelligent perspective to the classroom. The school also encourages internships at government agencies, think tanks and advocacy organizations.

Best school for Double Majors - Rice University, Houston, Texas

Rice allows its students to explore their passions and requires them to commit to their majors only in the Junior Year unlike most schools who ask for it in the Sophomore Year. With an ambitious student body, many of them go for double majors. The most common combination is science and humanities. The school is best known for its engineering and science curriculum, but the social sciences are also becoming strong.

Best school for Greeks with brains- University of Michigan, Ann Arbor, Mich

Michigan is known for its multi-disciplinary approach including everything from music to medicine. A good eclectic mix of academics and a lively social life, it offers its students everything. About 15% of undergrads go Greek, which students say helps them find a friendlier community within the vast student population. Fraternities and sororities are especially popular with the many out-of-state students.

Best school for Hot and Dry - Pomona College, Claremont, Calif.

Pomona is one of five colleges of the Claremont University where students experience the best of both worlds - the academically challenging environment of a small New England liberal-arts college with year-round California sunshine. A combination that is attractive and motivating, the applications are up by almost 30% in the last few years. Students also can explore the academic and social resources of the other Claremont colleges, including Pitzer, Harvey Mudd and Scripps. But none of the colleges will be tapping a keg during "dry week," a tradition at the start of the year during wherein no alcohol is allowed on campus.

Best State University - University of Texas at Austin

Although University of Texas Austin has attained the distinction of a laid-back campus, it is no place for slackers. With 50,000 students (more than any other school in the country), UT boasts some of the nation's best business, law and engineering schools. Besides football, it has 900 student organizations that should keep you going.

Best school for landing a job - Carnegie Mellon University, Pittsburgh, Pa

Practical approach and hands-on experience is the most important part of life at Carnegie Mellon. The school has 12 programs including computer science, engineering and drama which are very famous. The school takes pride in being on the cutting edge in every field and encourages students to think about applying what they learn to the real world. About 70 percent of Carnegie Mellon students have a job offer when they graduate.

Best school for Health Careers - University of North Carolina, Chapel Hill, N.C.

One of the top public universities in the US, UNC-Chapel Hill offers students a choice of more than 50 majors. But the main attraction for future doctors, nurses and other health professionals is the opportunity to study at a campus with all health disciplines in one place. The School of Nursing and the School of Public Health both have undergraduate programs. At the School of Medicine, undergrads can earn degrees in radiology science or clinical laboratory practice.

Best school for Individualists - Oberlin College, Oberlin, Ohio

Oberlin comprises of the College of Arts and Sciences and the Conservatory of Music. It has a unique approach to life and learning and the undergraduate school curriculum offers innovative subject matter like - Death and the Art of Dying, American Mixed Blood, and Destination: L.A. The student-run Experimental College lets undergraduates teach courses of their own creation, like Making Your Own Mobile or Mythology and Epic Storytelling in "Lord of the Rings." This eccentricity is very rewarding and Oberlin graduates have more Ph.D.s than alumni of any other liberal-arts college.

Best school for city haters - Cornell University, Ithaca, N.Y.

Cornell's rural, upstate New York campus is bounded by deep gorges, spectacular scenery and a beautiful rural setting. However, it has one of the most rigorous and challenging curriculum that draws only the best minds. The school's greatest attraction is its academic diversity, with top-ranked undergraduate schools of engineering, arts and sciences, architecture, hotel administration, industrial and labour relations, agriculture and human ecology.

Best school for city lovers - New York University, New York, N.Y.

With the Olsen twins Mary-Kate and Ashley lending NYU some of its fame, it is a school loved by the urban and the hip. Despite the 9/11 catastrophe, it continues to draw crowds of talented students. One of the top attractions is the Tisch School of the Arts, which nurtures future actors, dancers and screenwriters. The business school is also highly rated, and students can take advantage of internships on Wall Street. The campus of NYU is not structured in the strictest sense; in fact buildings scattered throughout the Greenwich Village, most students like to believe that they have the whole city as the campus to explore.

Best Military School - U.S. Naval Academy, Annapolis, Md.

The four-year undergraduate curriculum at Annapolis is tough and technically oriented, with core requirements in engineering, natural sciences, humanities and social sciences. Traditions play a huge part in campus life. "When you first show up for classes in the fall, students begin counting down the number of days until the Army-Navy game," says Cmdr. Tim Disher, admissions officer. Graduates become commissioned officers in the Navy or the Marine Corps.

Best undergraduate school for scholarships - Berea College, Berea, Ky.
The 1,500 students at Berea come from families with average household incomes of only ,000, and 80% have grown up in southern Appalachia, a region that spans nine states with some of the most remote and poor rural communities in the country. Berea's mission is unique in that it believes in promoting education by giving scholarships to the poor but deserving. All students get full-tuition scholarships, although they do have to pay for their room, board and books. However, scholarships are available for those as well. Students are required to work--many of them at jobs on campus that help to keep Berea's costs down.

Best Surf and Ski School - University of California, Santa Barbara

It is known to be the most beautiful campus located at the edge of the Pacific. UCSB also boasts Nobel Prize winners on its faculty, top research centres in science and technology and an extensive study-abroad program. Aside from the top academics, the various recreation programs offered attract many of the students. The campus has its own beaches where students can surf, and the Big Bear ski resort is just a few hours' drive away.

Top 25 Undergraduate Schools
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Monday, November 26, 2012

Facts about the Holocaust

The Holocaust began with Hitler's rise to power in January of 1933 and ended on VE Day (May 8, 1945). During this time, more than 6 million Jews and millions of other groups that caught the negative attention of Nazi Germany. While all the murders were devastating to native populations, none were so devastating than that of the Jews. During this period, 5,000 Jewish communities were wiped out and the total that died represented 1/3 of all Jewish people alive at that time.

Due to a series of events, Hitler assumed dictatorial powers in March 23, 1933 when the Enabling Act was passed. With total power available to him, he quickly developed a sophisticated police and military force and used them to squelch anyone who criticized his authority. From this authority stemmed the first concentation camp, Dachau, just outside of Munich which started as a political prison camp but evolved over time into a full scale Nazi concentration camp to exterminate Jews and others.

By the end of 1934, Hiter's campaign against the Jews was in full force. The Nazis weere claiming them to be mongrels who were corrupting the pure German race and persecutions of the Jewish grew in strength. Those who could, fled Germany to other European countries which gave them safety for a while.

Facts about the Holocaust

The next major event that led towards the widescale destruction of the Jews was the Meeting in July of 1938 where representatives of 32 countries met in the French town of Evian to discuss the refugee problems created by the Nazis - but since no conclusive action was taken, Hitler took that as defacto notice that no one would act against him while he worked to purge the Jews from his territories.

Germany started World War II with the invasion of Poland in September of 1939 and in 1940 established Jewish ghettos in Poland where they could be isolated from the rest of society and kept an eye on. Conditions in the ghettos were deplorable - not enough food, water, space, sanitation facilities, etc., and many died from the horrid conditions.

In June 1941, Germany attacked the Soviet Union and began the implementation of the Final Solution - the beginnings of the systemized destruction of the undesirables. At first they were just gathered up, shot and thrown into mass open graves. It is estimated that over 1 million people died in this manner. But it wasn't efficient enough so more and more death camps sprang up.

From this point, the Germans worked on more and more efficient ways to liquidate the undesirables by bringing them to death camps to systematically kill them and recycle any valuables for the war effort. And in this instance, a valuable was a healthy person - so the Germans would work the prisoners until they had no more energy to produce and then kill them. In effect, that had millions of slaves being forced to work to death to help the Germans in their war efforts.

This atrocity continued to the end of the war - with liberation not happening until July 1944 and later. In July 1944, the Soviet Union liberatated Maidanek concentration camp and then in January 1945 - Auschwitz concentration camp and so on until Nazi Germany was totally defeated and all peoples were freed.

All told, there were only about 200,000 Jewish survivors by the end of the liberation and the death counts from the holocaust were estimated to be around 6 million Jews and millions of other people who did not fit the Aryan mold.

Facts about the Holocaust
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The Historical Archive offers a large, robust library of DVD and CD based products covering a wide range of significant and interesting historical events and cultural moments through film, photos, audios, maps and other documents. This growing collection of DVDs and CDs covers the full range of significant events that have shaped our culture, entertainment values and history.

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Thursday, November 22, 2012

Challenges Facing Nurse Practitioners

Over the last decade, the changing demands in health care have resulted in a significant demand for Nurse Practitioners. A nurse practitioner (NP) is a nurse with a graduate degree in advanced practice nursing. The NP has completed a nurse practitioner program in primary health care and has advanced knowledge and clinical expertise in assessment, diagnosis, treatment, and health care management. The nurse practitioner provides wide-ranging and constant care to patients in a variety of medical settings.
 
There are a number of challenges facing nurse practitioners. The need for a more flexible and progressive approach to a nurse practitioner's delivery of care is a fundamental challenge.  Much of the work traditionally carried out by general practitioners will need to be delegated to properly trained personnel such as nurse practitioners. This means that the ability to work with the medical profession and with other healthcare professionals is most important to the leadership challenges facing nurses.

This is particularly important in poorer communities where access to a general physician is limited. Nurses in these settings will be relied on in such areas as providing medical advice, assessing illnesses and injuries, screening and categorizing patients, monitoring and care for patients with chronic illnesses, prescribing and interpreting diagnostic tests, health promotion and education, nutritional advice, breast and cervical screening...etc.
 
The challenges that are most significant to nursing staff are to make a distinction with their roles among other health professionals, and provide a service with reliable guidelines about the clinical and effectiveness of their interventions. The Nurse Practitioner degree program is specific in its objectives that includes physical assessment and screening, diagnosis, pharmacology and drug interactions; diagnostics, emotional support and counseling, referral and discharge, case management and employing research and audit to practice.
 
General barriers that nurse practitioners face include prescriptive abilities and regulation of practice. To be able to prescribe would allow patients to be treated quickly and effectively by nurse practitioners who have pharmacology as part of their degree program. The biggest opposition to nurse practitioners expanding roles are physician organizations. They argue that the education does not train nurses to change or enhance their practice abilities, and that nursing programs are not all the same. They say that the programs provide little clinical training.
 
As nursing programs spread across the country and more nurse practitioners become involved in all areas of the medical profession, there is growing demand to modify nurse practitioner programs to quell physician concerns and allow nurse practitioners to take on more responsibilities.
 
Nurses are committed to excellence in meeting and exceeding a quality standard of care. Throughout the world, nurse practitioners are being accepted and respected as essential healthcare providers. Academic institutions are providing quality programs that integrate medical practice and research. The issue is the lack of acceptance and recognition by medical professional associations and legislative bodies. Since health promotion and disease prevention have become a concern throughout the world, in the coming years, nurses are going to be recognized as a valuable and essential asset for the entire medical community.

Challenges Facing Nurse Practitioners
Challenges Facing Nurse Practitioners
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Despite the many challenges facing nurses, there is still a great need for them and nurse practitioner jobs are highly sought-after. Other ones that are related and available are physician assistant jobs.

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Monday, November 19, 2012

How to Teach to a Diverse Classroom of Students

Each year teachers are faced with the daunting task of teaching
to a classroom of 20-30 individual students, each with their own
learning styles, interests, and abilities. Providing optimal
learning for such a diverse group can seem overwhelming. But,
there is a simple approach that can be used which will enable
all students to succeed, and that approach is simply using
variety and choice. Not only does this approach address the
multiple learning styles of students, but it also aides in making
them independent learners.

While the classroom still needs to have structure (routines,
rules, procedures), providing variety within that structured
environment can aide in providing optimal learning for all
students. Using a variety of instructional approaches such as
lectures, PowerPoint presentations, inquiry-based instruction,
hands-on experiments, project/problem-based learning, or
computer aided instruction, not only addresses the various
learning styles of the students in the classroom, but it can help
learners become more flexible in their learning. Most learners
do have a preferred learning style, however this does not mean
they are strictly dependent on that style to learn. They are
also comfortable with and able to learn from several other styles
as well. Exposing students to a wide variety of learning styles
will enable them to become more flexible learners.

It is also beneficial to vary the input devices used and the
resources made available in the classroom. Children have a wide
variety of preferred learning devices, therefore making as many
available as possible provides for this diversity. For example,
when presenting information use audio (songs, speeches,
interviews, etc.), video, books, posters, hands-on
manipulatives, food, and smells. Technology has made available
a wide range of resources, such as PowerPoint presentations,
live video feeds, chats, and communication. PowerPoint
presentations are a great way to present information using a
mixture of audio, video, animations (movement), and text. These
presentations can also be made available to the students via the
computer for them to review at their own pace. The internet/
computers also offer interactive learning activities that combine
movement, visuals, and sounds, such as virtual science
experiments. These allow students to conduct experiments
never before thought possible due to danger or lack of equipment.
Virtual experiments can be found at http://www.explorelearning.com .

How to Teach to a Diverse Classroom of Students

Pre-exposure to material also aides in learning. The more
familiar students are with a subject the easier it is for new
learning to occur. Therefore, providing students with a
variety of pre-exposure materials can better prepare them for
new learning units. For example, monthly calendars that list
the upcoming themes, a classroom website with links to various
websites related to upcoming themes, books, magazines, maps,
posters, computer software, and manipulatives can be provided
for students to browse at their leisure. Providing a variety of
materials takes into consideration the learning preferences of
all students.

Novelty can be used to gain and keep students' attention.
People usually only pay attention to things that are of value or
things that are personally meaningful. Therefore, relating
learning to your students' real life experiences or interests
can catch and keep their attention. "Shock" them with an unusual
noise, experiment, video, song, etc. You can also present them
with a problem or project that relates to their real world in
order to gain their attention and interest at the beginning of
a unit. Issues such as environmental problems, problems with
long lines in the cafeteria, designing the perfect playground,
planning a field trip within the budget, local traffic issues,
etc. can all be considered. Making learning meaningful,
relevant, and interesting to your students not only gains their
initial attention, but keeps it throughout the lesson.

When planning your lessons it is beneficial to try to include as
many of the senses and/or Gardner's multiple intelligences
(verbal-linguistic, logical-mathematical, kinesthetic, visual-
spatial, musical, interpersonal, intrapersonal, and naturalist)
as possible. You can do this by using a variety of activities
in your plans such as songs, games, experiments, field trips,
real world experiences, interviews, guest speakers, physical
movement/exercise, small group activities, individual activities,
partner activities, cooking/food/snacks, hands-on experiences,
etc. Providing a variety of activities will enable students of
all ability levels to succeed.

Not only do students have diverse learning styles but varying
bio-cognitive cycles as well. Some students learn best in the
morning, some in the afternoon. Therefore, having a flexible
classroom schedule can provide for these differences. Also,
varying the times and types of assessments can give all students
a fair chance of showing their true abilities.

When applicable, it is beneficial to give students choice in
activities and assessments. This provides students
opportunities to showcase their individual talents and can aide
in classroom management as well. If students are constantly
dictated to and not given a voice or choice they can grow
resentful and "act out". Provide a variety of classroom
activities for students to choose from during structured and
unstructured times, give them several projects such as posters,
PowerPoint presentations, reports, interviews, videos, brochures,
etc. to choose from when assessing their knowledge. Giving
students choice provides them with a sense of empowerment over
their learning and can aide them in deciding what learning styles
and assessments work best for them, thus helping them become
more responsible for their own learning.

It would be a pretty boring world if all learners were the same.
Diversity makes the classroom more interesting and exciting.
Teachers should honor and respect the uniqueness of each
student by offering variety and choice in their classrooms. Not
only will this address the diverse needs of the students, but it
will also help them to become independent learners as well.
After all, is that not the goal of education?

How to Teach to a Diverse Classroom of Students
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Tina O'Block holds a Master’s degree in Curriculum and Instruction and a Bachelor’s degree in Elementary Education. She has been teaching for 13 years.

She is the author of Now I Know My ABCs and a Whole Lot More: Alphabet Activities for Preschoolers and Kindergarteners which is available at http://www.oblockbooks.com and the article, How to Help Your Child be Successful in Kindergarten.

You may also contact her at oblockbooks@worldnet.att.net.

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Thursday, November 15, 2012

History of the Celtic Druids

The Druids were an ancient order of Celtic priests in the societies of Western Europe, Britain and Ireland. The Celtic Druids served their communities by combining the duties of seer, priest, poet, philosopher, historian, scholar, teacher, doctor, astronomer and astrologer. The Celts had developed a highly sophisticated religious system, with three divisions of men who were held in exceptional honor; the lowest division were called the Ovates, the second division were called the Bards and then the Druids. The ovates were the healers and seers; the bards memorised the songs, poems, and stories of the tribe (historians); while the druids taught moral philosophy and were experts in the workings of natural science.

The Celtic Druids were advisers to the rulers of that time, acted as judges in the event of disputes, supervised executions and even controlled the legal system. They were held in such respect that if they intervened between two armies they could stop the battle. The Druid priests and priestesses acted as mediums through which the spirits could be summoned and heard, with rituals throughout the history of the Celtic Druids being enacted in sacred groves of oak trees and circles of standing stones

The first surviving and fullest account of the druids and their religion is that given by Julius Caesar in his Commentarii de Bello Gallico, book VI, written in Gaul in 59-51 BC. Overall, not much can be said of the druids with assurance as the sources of information about them is limited. However they continued to feature prominently in later sources of Irish myth and literature. Thus, the history of the Celtic Druids presents many obscurities and our main literary sources date back to the 2nd century BC with Pliny and The Commentaries of Caeser.

History of the Celtic Druids

"The principal point of their doctrine", Caesar wrote, "is that the soul does not die and that after death it passes from one body into another."

Caesar continued:


"With regard to their actual course of studies, the main object of all education is, in their opinion, to imbue their scholars with a firm belief in the indestructibility of the human soul, which, according to their belief, merely passes at death from one tenement to another; for by such doctrine alone, they say, which robs death of all its terrors, can the highest form of human courage be developed. Subsidiary to the teachings of this main principle, they hold various lectures and discussions on astronomy, on the extent and geographical distribution of the globe, on the different branches of natural philosophy, and on many problems connected with religion".
-Julius Cesar, "De Bello Gallico", VI, 13

After the first century BC the continental druids disappeared entirely and were referred to only on very rare occasions. However, there is some evidence that the druids of Ireland survived into the mid- to late-seventh century. In the De Mirabilibus Sacrae Scripturae of Augustinus Hibernicus, there is mention of local magi who teach a doctrine of reincarnation in the form of birds.

During the first millennium, Celtic and Druid spirituality was preserved by the Christian clerics who performed the valuable service of recording many of the stories and myths by which the oral teachings of the Druids were conveyed. People who think that Druidry was destroyed with the coming of Christianity fail to understand the resilience of spiritual teachings when they are encoded in myths and stories: and it is thanks to the clerics' recording of these tales that we can be inspired by them today. St Patrick also recorded all of the old Druid laws in Ireland - providing us with invaluable information on the ethics and social structure of Celtic Druid culture.

DRUID'S CIRCLES
A Druid's Circle is a popular name for circles of standing stones such as Stonehenge, which is the most famous example. These are also known as the "Temples of the Druids". Great mounds of earth were also built where the practice of seeking rebirth within the Earth was performed (in which initiates would sit in darkness awaiting the time of their rebirth). The best example of this is found at New Grange in Ireland, where a shaft is oriented to the Winter Solstice sunrise, so that the dawn rays can bathe the initiate in sunlight after his or her vigil through the night.

History of the Celtic Druids
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